管理贷款
Online Access to Your Direct 贷款
If you would like to access your Direct Loan information, view your loan balance or payment history, change the date your payment is due, select a new repayment plan, change your address or download debit forms you will need to contact your loan servicer. 登录 National Student Loan Database System to find your Loan Servicer's contact information.
Exit Counseling/Repayment Options
If you previously received a Subsidized or Unsubsidized 工作人员ord loan or a 毕业生加 loan and are no longer enrolled at least half time (including withdrawing or graduating from the University of Idaho) you are required to complete Exit Counseling. Use your federal FSA ID to sign into studentaid.政府, click on the "Complete Counseling" option and select "Exit Counseling" to begin the process.
Exit Counseling will help you understand your payment options, provide you with loan servicer contact information, and provide the balance of your federally backed loans.
After you graduate, 离开学校, or drop below half-time enrollment, you have six months, called a grace period, before you must begin repayment of your Direct Subsidized and Direct Unsubsidized loans.
父母 who have borrowed Parent PLUS loans have the option to defer payments on their PLUS loan as long as their student remains enrolled in at least half-time credits.
的 Direct Loan Program offers a variety of repayment plans. You can select the one that is right for your financial circumstances and switch repayment plans at any time without penalty.
For more information on any repayment plans, please visit the 还款页面 on the Student Aid on the Web 网站.
取消/Forgiveness Options for 贷款
In certain circumstances, your loans can be discharged or canceled. Select a link below for more information on the different cancellation options.
- Perkins 贷款 Discharge/取消 – Learn about the opportunities to have this loan deferred or cancelled.
- Perkins 取消 for Teachers – Learn about opportunities for 老师 to have this loan cancelled.
- 斯塔福德贷款 – Information for discharge and cancellation opportunities for 工作人员ord loans 可以在这里找到.
- Information on the Public Service Loan Forgiveness Program/Income Based Repayment Plan 可以在这里找到.
Important Websites
的 National Student Loan Data System (NSLDS) is the US Department of Education’s central database for student aid. Use this 网站 to find out information (Loan History) on all Federal student loans borrowed. 贷款 included will be Direct 贷款, 毕业生加, Federal Family Educational 贷款, 珀金斯贷款. Private loans are not included.
联邦 FSA ID 网站. Use this to register for an FSA ID or if you need to retrieve a forgotten number.
这是 US Department of Education’s Federal Aid 网站. It contains extensive information about Grace Periods, 延期, 忍耐, 整合, 取消, and defaulted loan guidance.